1. 標的：UPST.US
2. 分類：討論
3. 分析/正文：
Q3營收YOY-14%，本季只到1.35億美元，Q2的時候展望Q3預期有1.4億，但是沒達到
本季展望Q4預期1.35億美元
Revenue. Total revenue was $135 million, a decrease of 14% from the third
quarter of 2022. Total fee revenue was $147 million, a decrease of 18%
year-over-year.
Income (Loss) from Operations. Income (loss) from operations was ($43.8)
million, up from ($58.1) million in the same quarter of the prior year.
Net Income (Loss) and EPS. GAAP net income (loss) was ($40.3) million, up
from ($56.2) million in the third quarter of the prior year. Adjusted net
income (loss) was ($3.9) million, up from ($19.3) million in the same quarter
of the prior year. Accordingly, GAAP diluted earnings per share was ($0.48),
and diluted adjusted earnings per share was ($0.05) based on the
weighted-average common shares outstanding during the quarter.
For the fourth quarter of 2023, Upstart expects:
Revenue of approximately $135 million
Revenue From Fees of approximately $150 million
Net Interest Income (Loss) of approximately ($15) million
Contribution Margin of approximately 62%
Net Income (Loss) of approximately ($48) million
以上財報資訊可參考官網https://lurl.cc/QCZdIa
4. 進退場機制：無
之前Q2財報出來大跌來做短操作，後來還是停損了，在等低點買入
--